Our Products
Comprehensive financial solutions designed for the Nigerian market. From mortgages to investments, we have everything you need to build and grow your wealth.
HomeNow™ Mortgage
Digital-First Home Financing
Nigeria's fastest mortgage approval process with our revolutionary digital-first approach. Get approved in 48 hours.HomeNow™ Mortgage is Global Trust Mortgage Bank’s flagship digital mortgage product designed to provide fast, secure, and convenient access to home ownership for qualified buyers.
Key Features:
- Digital Application
- In-app tracking and support
- Competitive rates
- 24 Hours Mortgage Approval
- Amount: ₦5,000,000 - ₦250,000,000
- Term: Up to 12 years
HomePlan™ Mortgage
Flexible Investment Solutions
Perfect for property investors and multiple property owners. Flexible terms with investment-focused benefits.HomePlan™ our off-plan mortgage, is a flexible equity accumulation mortgage product by Global Trust Mortgage Bank designed for individuals who wish to gradually build their equity over a 6–24-month period.
Key Features:
- Fixed-rate mortgage with tenors up to 12 years
- Multiple property packages
- Flexible payment structures
- In-app tracking and support
- Digital Application
- Term: Up to 12 years
TogetherNest™ Mortgage
Joint Property Financing
Co-ownership made simple. Perfect for couples, families, and investment partners looking to buy property together.TogetherNest™ Mortgage is a collaborative homeownership product by Global Trust Mortgage Bank designed for friends, families, cooperatives, or diaspora groups who wish to co-invest in residential properties.
Key Features:
- Digital Application
- Flexible ownership percentages
- Legal documentation included
- Competitive rates
- No hidden charges
- Term Up to 25 years
BUILDA Construction Loan
Developer Construction Financing
Construction loans for developers on ongoing or greenfield projects. Funds construction inputs with flexible disbursement.BUILDA Construction Loan provides financing specifically for developers working on ongoing or greenfield construction projects. The loan is designed to fund construction inputs with progressive disbursement based on project milestones.
Key Features:
- Developer-focused financing
- Ongoing & greenfield projects
- Construction inputs funding
- Competitive rates
- Open to Joint Venture Development
- No third-party collateral required
SALAD™ Salary Advance
Quick Personal Finance Solution
Quick salary advance loans for residential downpayments, home renovations, household goods, and personal needs.SALAD™ provides quick financing for various personal needs including residential property downpayments, home renovations, purchasing household goods, and other personal requirements. Quick approval with flexible repayment tied to your salary.
Key Features:
- Quick 24-hour approval
- No collateral required
- Salary-based repayment
- Top-up allowed after 50% repayment
- Lower interest rates for customers with salary accounts at GTMB
- Term Up to 18 months
Savings Account
High-Yield Flexible Investment
Short term flexible cash investment with 12-13% annual return paid monthly into your mortgage account.Our high-yield savings account offers flexibility with competitive returns. Available on demand without penalty, making it perfect for emergency funds or short-term investment goals.
Key Features:
- Interest Rate up to 13% per annum
- Target savings option with reccurrent automated deductions
- 4 free withdrawals/month
- Interest credited monthly
- Savings record strengthens mortgage eligibility
- Flexible tenor
Fixed Deposit
Term Investment Solutions
Term deposits for fixed periods yielding up to 20% annual return prorated to investment tenure.Secure your future with our fixed deposit products offering guaranteed returns over predetermined periods with principal protection
Key Features:
- Guaranteed annual return
- Tenor Options: 90, 180, 365 days
- Automatic overdraft credit line
- Rates up to 20% per annum
- Minimum Investment: ₦250,000
VaultPlus™ Note
Fixed Coupon Investment
Fixed coupon note with up to 24% annual yield, backed by mortgages. Secure returns. Multiply your capital.VaultPlus™ is a high-yield, fixed-income investment note offered by Global Trust Mortgage Bank.
Key Features:
- Interest rate up to 24%
- Automatic Overdraft credit line
- Mortgage-backed security
- Rates up to 24% per annum
- Minimum investment: ₦500,000
- Minimum holding period of 36 months
LIQUIDE™ Cash-Backed Loan
Term Investment Loan Solutions
Provides an automatic credit line of up to 70% of the invested amount.LIQUIDE™ is a cash-backed overdraft facility that allows GTMB customers to access liquidity against their fixed deposit or VaultPlus Note™ investments.
Key Features:
- Cash-backed overdraft
- Drawdown on-demand, DIY through GTMB digital channels
- No collateral required
- Credit Line, Up to 70% of investment value
- Amount: 70% of investment
- Term Up to 12 months
Wallet™ Account
Term Investment Loan Solutions
Provides an automatic credit line of up to 70% of the invested amount.The Wallet Account, MyFlexiWallet™ is the central transactional account within the GTMB ecosystem, functioning like a current account in a traditional commercial bank—but with enhanced benefits.
Key Features:
- Current account that pays you
- Interest rate up to 8%
- Unlimited transfer and transactions
- Stress-free online account opening
Terra Fund™
Land-Anchored Growth Fund
Land-anchored, mortgage-backed real estate growth fund. Grounded in value. Growing in yield.Terra Fund focuses on greenfield projects with potential for significant capital appreciation through strategic land development and infrastructure enhancement.
Key Features:
Product Details:
- 25-28% annual returns
- Greenfield project focus
- Capital appreciation strategy
- Rates: 25% - 28% per annum
- Amount: ₦5,000,000 - No limit
- Term: Up to 5-10 years
Amani Naira Fund™
Electronic REITS
Nigeria's first electronic REITS - a balanced hybrid fund for cashflow and capital appreciation.A balanced fund investing in mortgage-backed notes, stabilized rental assets, and developed land to enhance cashflow via annual dividend payouts.
Key Features:
Product Details:
- Electronic REITS structure
- Balanced investment portfolio
- Annual dividend payouts
- Rates: Returns vary with market
- Amount: ₦2,000,000 - No limit
- Term: Up to Long-term
Amani Dollar Fund™
USD-Denominated Fund
Dollar-denominated flagship fund providing liquidity for Motherland Mortgage™ products.Our premier USD-denominated investment vehicle designed to provide mixed returns through cash distributions and capital growth while supporting our dollar mortgage products.
Key Features:
Product Details:
- USD denominated investment
- Mixed return structure
- Capital growth potential
- Rates: 6-7% annually (USD)
- Amount: $10,000 - No limit
- Term: Up to Medium to long-term
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